Opinion Checking One Journalist’s Fact Checking Of ObamaCare

Posted by Jason | Posted in Health Care | Posted on 25-03-2010

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A friend of mine sent me this article yesterday that purports to be objective and fact checking on the health care bill. Since the author is supposedly only using facts, although selective facts, I figured I’d throw my opinions up. After all, facts are pretty useless without some context.

The tumultuous health care debate that brought you death panels and socialism has spun off a catalog of popular myths that will keep growing as President Barack Obama and all sides battle toward the midterm elections this fall.

OK, the cats out of the bag as to where the author stands already. I would call panels who decide what gets what care, which can ultimately be who lives and dies, death panels. While the name may not be the one that matches Obama’s PR push, it pretty much nails it. Also, the bills that were being pushed by the house, which would have obviously been part of the debate included the public option. What is the public option other than socialism. Granted, the bill that passed didn’t have it, so it’s technically not socialism. It’s more like fascism. I guess the President and the author think that is better.

At a White House signing ceremony Tuesday, Obama ventured the hope that Americans on all sides will judge the legislation for what it actually says and does. “When I sign this bill,” he declared, “all of the overheated rhetoric over reform will finally confront the reality of reform.”

Of course, Obama is only talking about the oppositions’ rhetoric. I hope he realizes his rhetoric will be confronted with the reality as well. Oh, but don’t forget. Most of the bill doesn’t take place until after the next election. Obama won’t have to worry about being elected again after the bill finally takes effect. If he was really sure of the results, it would have went into effect right away, so his re-election would have hinged on the results.

Wishful thinking, Mr. President.

Facts are stubborn, the saying goes. But myths about the legislation are likely to persist as well. And a lot of people don’t agree on which is which.

“People have taken away from the debate a number of beliefs about the bill that are very difficult to shake based on objective reports,” said Robert Blendon, a Harvard public health professor who follows opinion trends. “There is enough skepticism out there that questions about how it’s going to help the country are likely to continue.”

If you wanted to find the best way to deal with ..ah. let’s say Iran, and you asked a military specialist, what type of answers do you think you’d get? If you asked a peace studies professor, what kind of answer do you think you’d get? The point I’m making is if the author of this article wants to tilt it in favor of ObamaCare, he would pose as objective and bring in a “specialist”, but the specialist would be someone who is inherently for the bill. Someone who studies “public health” for a living is going to see everything through pro-government lenses. Also, being a professor of public health or a so-called objective journalist does not mean you can even comment on the real economic results of the bill. For that you would need an economist, and even then it would depend if the economist is a state suckup or not.

Here’s a look at some of the myths and realities, from both sides of the issue:

Obama has put the nation on a slippery slope toward socialism.

Hello? Government’s role in health care has been steadily growing since Medicare and Medicaid were established 45 years ago. Even if Republicans were to take control of Washington and repeal this bill, government would still be on track to pick up more than half the nation’s health care tab by 2012, according to a report last month from Medicare.

“The Republican myth is that the government is for the first time going to take over the health care sector,” said economist Joe Antos of the business-oriented American Enterprise Institute. “The takeover was probably largely accomplished in 1965 with the creation of Medicare and Medicaid. Since the early days, Medicare has called the shots on a lot of policy issues that private insurance fell in line with.”

Still, the new law will undoubtedly expand the government’s influence. Sen. Judd Gregg, R-N.H., warned Tuesday it will lead to the “quasi-nationalization of the health industry.”

Underline “quasi.” Democrats dropped their idea of a government insurance plan to compete with private carriers. So any “socialization” will be channeled through Wellpoint, UnitedHealthcare and other private insurance giants.

Ok, not too bad so far. I agree that the government has been heavily involved in health care, and actually it accounts for 50% of health spending already. The author is correct. Unfortunately, his objectivism leaves out what the economic result of that involvement has been. Since the government involvement in health care has steadily increased since 1965, so has prices. Is that a shocker? Not to anyone who knows the economic effects of throwing billions of dollars of government money at the same amount of resources. Of course, the result is going to be huge price inflation.

Also, the argument by government is and always has been that health insurance equals health care. They even use the terms interchangeably. The end result of that is everyone thinks they have to have total care insurance instead of catastrophic insurance. The introduction of third party payer in health care all the way down to checkups has also heavily inflated prices. Read my post on root causes of the health care crisis to see why health care costs are so high.

I love how the author tries painting Judd Gregg as if he’s being dramatic. Would you call a government take over that says what type of insurance you must have and regulates every aspect of how care will be given “quasi-nationalization”? I’d say Gregg isn’t being dramatic enough. Also, the last part of that sentence really highlights what this is. “So any ‘socialization’ will be channeled through Wellpoint, UnitedHealthcare and other private insurance giants.” Hmmm, if it looks like fascism, smells like fascism, and quacks like fascism, could it be?

• Health care overhaul is going to lower your health insurance premiums.

Obama says that once new competitive insurance markets open for business, in 2014, individuals buying coverage comparable to what they have today will pay 14-20 percent less. Family coverage costs about $13,400 a year, so that could be real money.

But the president’s assurance is based on a selective reading of a Congressional Budget Office report that found most individuals would probably buy better, more expensive coverage than what’s available today.

And Obama skips over an important caveat: The budget office didn’t say premiums would be lower than currently. It said premiums for some people would be lower than they would have been without the bill. Premiums for others would be higher.

With the U.S. population getting older, and medical science pushing the technological envelope, there’s very little reason to think premiums will go down. The best Obama can hope for is to slow the pace of increases.

Well, the author gave it a try. I must say this was pretty close to objective. The fact is you will not see premiums going down. The only way you will see premiums going down is if the government subsidizes premiums, which wouldnt’ mean they went down. It would just mean someone else is paying. Also, this bill does absolutely zero to address health care costs, so if health care costs keep rising, so will insurance. Until we address the root causes of health care inflation, we will never see insurance premiums decrease. As I’ve stated in previous posts, the only way to drive costs down is to increase supply or decrease demand in relation to each other. Does this bill increase supply? I doubt it. Considering how many doctors aren’t taking mediacare patients anymore, if everyone basically becomes a medicare patient, doctors will flee the field. Drug companies and medical device companies are going to pay over $100 billion in new taxes. Does that increase supply? On the demand side, we are supposedly adding 30 million new people to the insurance system. Is that decreasing demand?

• You will be forced to pay for other people’s abortions.

Only if you join a health insurance plan that covers abortion. In that case, the costs of paying for abortions would be spread over all the enrollees in the plan — no differently from how other medical procedures are handled, except a policyholder would have to write a separate check for it.

Timothy Jost, a law professor at Washington and Lee University, said people who don’t want to pay for abortion could simply pick a plan that doesn’t offer it.

There would definitely be a demand for such plans, and not just from people with moral objections. Single men and older women would have no reason to pay an extra premium for abortion coverage.

The debate on abortion was on the federal dollars being spent on this bill. The author talks about it in the terms of the private insurance market, so I really question his objectivity on this. In his last statement, he actually sounds like he’s starting to understand how the free market works. It allows people to choose their coverage. The problem that he seems to ignore is government mandates. Government mandates tons of coverage that many people don’t want or need, but they are forced to pay for it because government says so. Do you think abortion will be any different, especially if the pro-abortion groups have their way?

• The Democratic bill will lead to government health care rationing.

The legislation sets up a research center to compare the effectiveness of medical treatments, and critics fear that bureaucrats will start issuing justifications for denying patients access to the latest medical technology.

Republicans as well as Democrats had previously called for a major investment in such research to help make sense of which kinds of treatments, medications and technologies are worth the cost.

The legislation specifies that the research findings cannot be used to impose mandates, guidelines or recommendations for payment, coverage, or treatment — or used to deny coverage.

Acceptance of the research is likely to be slow in coming, and the medical community — not government and insurance companies — will probably take the lead in vetting it.

The government has no role or need in deciding what health care technologies are worth their cost. That should be handled by the free market and consumers. We don’t need government telling IT companies how to invest their money. Can you imagine how much the innovation of the internet would have been stifled if a government panel decided what technologies were worth the cost.

Also, never ever, ever, ever, ever believe there is such a thing as a government panel that does not have power to decide what happens. The government is the gun in the room. They provide a ton of funding for research. Do you think for a second this panel will not dictate where that money goes? Seriously though. You must always think of the government as the gun in the room. That is what it is. Imagine you are sitting around debating on where to go to dinner with a few people. There is one strange guy, Mr. State, in the group who always seems to get his way. There are stories about this guy that scare the crap out of you. Supposedly, he’s killed people before and got away with it. Everyone is putting out their opinions, and then the strange guy speaks up. He says, “I’m just going to throw my opinion out there. You guys can choose where we go, so don’t let me be the one to decide.” Then as he’s telling you where he thinks everyone should go, he pulls his jacket back a little to show his gun. Everyone immediately, nervously says, “Well, that’s a brilliant idea Mr. State. Why didn’t we think of that. Let’s go there.” Mr. State smiles grimly and says, “Ok, if that’s what you guys want to do. Fine by me.”

The government is Mr. State. Do not ever believe that those who decide the rules and ultimately back up their opinion of how each of us should act with deadly force is going to be just a measly side show. They will be THE SHOW.

• The American people have already rejected Obamacare.

Although some polls show a majority oppose the bill, most surveys find the public about evenly divided. Blendon, the public opinion expert, believes it’s premature to say that the public has rejected it. Curiously, many individual components — doing away with insurance denials for pre-existing conditions, tax credits to help pay premiums, insurance purchasing pools — are widely popular.

Obama reads those findings to mean that Democrats have a chance to turn around public opinion, and he’s embarking on a campaign to sell the bill.

Don’t you feel better now about this whole thing? The country is evenly divided according to our objective journalist. What he should have said is half the country is having a gun stuck to their head by the other half. This is why democracy is a horrible system. One part of the population holds the other captive, against their will.

It shouldn’t matter if it’s 75% of the population in favor of the bill. This country was not setup as a democracy for a reason. It was setup to be limited in what the federal government can do in order to make sure that individual rights are protected. That means protected from the majority. In democracy, the majority can enslave the minority, which is basically what you see happening now.

Also, who gives a rat ass if “insurance denials for pre-existing conditions, tax credits to help pay premiums, insurance purchasing pools — are widely popular”. So is free booze. Anything that purports to be a free lunch is going to be popular.

Do you think it would be widely popular if I asked people if they were in favor of being robbed to pay for someone else’s health problems, who chooses to eat at McDonald’s every day?

How about, do you have a problem with me stealing your money to help someone else pay for their insurance premiums, because they’d rather spend their money on something else like their $100 cable bill, several hundred a month eating out, etc?

How about, you go to the gym and ask the person who works out religiously, makes the hard eating decisions, etc if they mind paying higher premiums, even though he or she still has impeccable health, because the obese guy down the street doesn’t want to make the same hard decisions and also doesn’t want to pay for health insurance, because the cost of his health care insurance is way too high because of his weight? What do you think the popular opinion would be?

Now, ask everyone if they want a free car. I’m sure that would be widely popular too. Does that make it great policy? Does that mean we should force someone else to pay for the cars against their will, which basically makes them slaves?

• The legislation will save Medicare from bankruptcy.

Democrats say the bill — even as it cuts Medicare to pay for expanded coverage for working families — will add at least nine years of solvency to the program’s giant hospital insurance trust fund, now projected to be exhausted in 2017.

Technically that’s true — but only on paper.

Savings from the Medicare cuts will be invested in government IOUs, like any other trust fund surplus. The special Treasury securities count as an asset on Medicare’s books — making the program’s precarious financial situation seem more reassuring. But the government will spend the actual money. And when time comes for Medicare to redeem the IOUs, lawmakers will have to scramble to come up with the cash.

The key point is that the Medicare savings will be received by the government only once, the Congressional Budget Office said, “so they cannot be set aside to pay for future Medicare spending and, at the same time, pay for current spending … on other programs.”

via Health care fact check: Some myths about legislation likely to persist | NewsChannel 36 | Charlotte Health & Medical News, Nutrition and Fitness | WCNC.com | News for Charlotte, North Carolina.

This last one isn’t even worth a comment. If what the lying Democrats say is true, that medicare is saved from bankruptcy, it’s at the expense of bankrupting the entire country. What a joke. We are going to save ourselves from bankruptcy by spending and borrowing more. Eff it. Let the whole system implode, and let’s hope we have more intelligent people rebuilding. Maybe the liberals can pass a law to change reality again, and we can all be rich and have a unicorn when this all falls apart.

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Even Neocons Are Noticing How Big Big Brother Is Getting…well sort of

Posted by Jason | Posted in Government | Posted on 24-03-2010

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Are the neocons now starting to see the error of their ways? Do they realize that you cannot give up liberty for security, for as Franklin told us, you’ll have neither? Here is a post from Hot Air, where it seems like they are actually catching on.

This should prove an interesting conundrum for those who supported the NSA’s warrantless terrorist-surveillance program. The FBI and local law enforcement agencies have been accessing cell-phone tracking data, possible with the newer generations of GPS-embedded smart phones, in order to solve regular crimes as well as in the national-security arena, using a low bar for cause on warrants. Does this constitute an intelligent leverage of new technology, or a danger to civil liberties?

Of course it’s a threat to civil liberties. If the government turns tyrannical, well more tyrannical than it is, and if we condone this or pass laws like say the Patriot Act to give the government the power they claim to need, then they can use those powers to squash any group of citizens who do not like what the government has become. While you may be able to accept handing some powers to the government when you think it’s your side running the government, “your side” is not always going to be in power. This is the fundamental reason for Franklin’s famous quote. The Hot Air post goes on to quote an article from Newsweek.

Amid all the furor over the Bush administration’s warrantless wiretapping program a few years ago, a mini-revolt was brewing over another type of federal snooping that was getting no public attention at all. Federal prosecutors were seeking what seemed to be unusually sensitive records: internal data from telecommunications companies that showed the locations of their customers’ cell phones—sometimes in real time, sometimes after the fact. The prosecutors said they needed the records to trace the movements of suspected drug traffickers, human smugglers, even corrupt public officials. But many federal magistrates—whose job is to sign off on search warrants and handle other routine court duties—were spooked by the requests. Some in New York, Pennsylvania, and Texas balked. Prosecutors “were using the cell phone as a surreptitious tracking device,” said Stephen W. Smith, a federal magistrate in Houston. “And I started asking the U.S. Attorney’s Office, ‘What is the legal authority for this? What is the legal standard for getting this information?’ ”

The Justice Department doesn’t keep statistics on requests for cell-phone data, according to the spokeswoman. So it’s hard to gauge just how often these records are retrieved. But Al Gidari, a telecommunications lawyer who represents several wireless providers, tells NEWSWEEK that the companies are now getting “thousands of these requests per month,” and the amount has grown “exponentially” over the past few years. Sprint Nextel has even set up a dedicated Web site so that law-enforcement agents can access the records from their desks—a fact divulged by the company’s “manager of electronic surveillance” at a private Washington security conference last October. “The tool has just really caught on fire with law enforcement,” said the Sprint executive, according to a tape made by a privacy activist who sneaked into the event. (A Sprint spokesman acknowledged the company has created the Web “portal” but says that law-enforcement agents must be “authenticated” before they are given passwords to log on, and even then still must provide valid court orders for all nonemergency requests.)

Again, Franklin’s warning comes to mind. Neocons, including myself at the time, thought the warrantless wiretapping was needed. How could Bush track those evil terrorists without it? Well, what happens once you give that power to the government for terrorists? Shouldn’t they use it on child molestors? I mean is there any bigger group of terrorists than child molestors? Heck, what about murderers? How about drug dealers, bank robbers, oh and what about that rich ponzi scheme guy? No, not the government. I’m talking about Bernie Madoff. Shouldn’t we be able to track him? How many lives did he ruin? As you can see, this never ends. Before you know it, to government is tracking you down for your outstanding speeding tickets.

Most of us would understand that law-enforcement agencies have a need occasionally to track a suspect in a criminal matter and certainly for the FBI in counterterrorist operations (give up those liberties for the boogiemen).  However, according to this Newsweek report, the Obama administration and other agencies are using a particularly weak type of claim in order to make thousands of requests a month, most of which have nothing to do with national security:

The grounds for such requests, says Smith, were often flimsy: almost all were being submitted as “2703(d)” orders—a reference to an obscure provision of a 1986 law called the Stored Communications Act, in which prosecutors only need to assert that records are “relevant” to an ongoing criminal investigation. That’s the lowest possible standard in federal criminal law, and one that, as a practical matter, magistrates can’t really verify. …

A potentially more sinister request came from some Michigan cops who, purportedly concerned about a possible “riot,” pressed another telecom for information on all the cell phones that were congregating in an area where a labor-union protest was expected. “We haven’t even begun to scratch the surface of abuse on this,” says Gidari.

I’m no fan of labor-union activism, but Americans have a right to peaceably assemble for political purposes without the government conducting covert surveillance.  Just as with the NSA’s program, this is a very powerful tool that law enforcement can and should use — but for legitimate and very limited purposes.   This requires a much higher standard for warrants on law enforcement investigations than what is described in this article.

via Hot Air » Blog Archive » Hmmm: Feds, local law enforcement accessing cell phone tracking “thousands of times a month”.

What a minute. Are you telling me the government was using these laws to track American citizens, who did nothing illegal? No way! Not our government. Not the American government. This is the home of the free and the land of the brave, right? Are you getting the point yet? Governments do not obey rules, and they don’t sit back and say, “Well, the people really meant to give us this power to protect them from overseas boogiemen. We can’t really use it on Americans themselves.” No, they will use every means necessary against their own people to maintain and grow their power. Do not be fooled by their stated intentions of protecting us. All tyrants claim to be looking out for and protecting their people. Do you think for one second Chavez doesn’t claim to be looking out for the Venezuelan people? Of course he does. All governments are the same. They all want to grow and control every aspect of the economy, society, etc. Under Bush it was warrantless wiretaps, and now under Obama it’s ObamaCare, Net Neutrality and Financial reform.

Ok, gotta go. I should have yanked the battery out of my cell phone before starting this blog.

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You May Not Have Freedom, But At Least You’ll Have Health Care…Sort Of

Posted by Jason | Posted in Health Care | Posted on 22-03-2010

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Last night, our supposed representatives passed the health care bill that says you no longer have the freedom to decide what services and products you want to buy. You have to buy what they say you have to buy. Don’t forget this is just the beginning. Government never stops growing. This bill will continue to grow and grow, and more liberty will be lost. Say goodbye to ownership of your own life, body and health decisions.

The biggest transformation of the U.S. health system in decades won approval on Capitol Hill late Sunday, the culmination of efforts by generations of Democrats to achieve near-universal health coverage.

Let’s be clear here. This isn’t the biggest transformation of the U.S. health system. This is the biggest transformation in our liberty. The health system was not made better last night. If anything, it will get progressively worse. What did happen last night is your decisions and options in health care were stripped from you hands and placed into the cold, unaccountable hands of a bureaucrat.

President Barack Obama, who staked his presidency on the health-care overhaul, helped push it toward passage with a last-minute promise to issue an executive order making clear that no money dispensed under the $940 billion bill would pay for abortions. That persuaded Rep. Bart Stupak, a holdout Michigan Democrat, to vote yes and bring at least seven colleagues with him.

Yeah, some hold out Stupak was. He was just looking for the tiniest crack to crawl through. If you were so concerned would you trust someone promising to make an executive order? Now that the bill has passed, what recourse does Stupak have? Zero.

President Obama spoke just before midnight at the White House. “At a time when the pundits said it was no longer possible, we rose above the weight of our politics,” he said in hailing the vote. “We proved that this government … still works for the people.”

Please. The government hasn’t worked for the people in my lifetime. This is nothing more than Democrats turning everyone into slaves who will keep pulling the lever for their party begging them to fix an ever worsening system. The people will forget about this bill, and when the system is getting  worse, they will fall for the Democrats cries of exploitation by insurance companies and medical companies.

Minority Leader John Boehner (R., Ohio) condemned the legislation, and said Democrats are moving against the will of the public. “Shame on this body. Shame on each and every one of you who substitutes your will and your desire above your fellow countrymen,” he said. “By our actions today we disgrace their value.”

Republicans hope to use the health overhaul to drive Democrats into the minority, citing polls that show a plurality of Americans oppose it, while Democrats believe the immediate benefits brought by the bill will work to their credit.

Hopefully, people are starting to see how this game is played. Democrats got the bill through. There will be backlash, and Republicans will win elections. The bill won’t be repealed, and eventually after Republicans steal some of our liberties for wars, Democrats will regain power again. Nothing will change. We’ll just keep marching on toward complete tyranny.

The legislation will extend health coverage to 32 million Americans now without insurance, according to the Congressional Budget Office. It will mandate that almost every American carry health insurance—a provision that opponents are set to challenge in the courts. To help people get covered, the legislation expands Medicaid, the federal-state health program for the poor, and gives subsidies to families making as much as $88,000 a year.

If the courts up hold this, then what? I guess the government can mandate anything it wants. It can tell us how to live and what to buy in every aspect of our lives. Oh, but they are just looking out for us stupid normal people. We are all too dumb to live without the wonderful government telling us how to live properly.

The focus Sunday was largely on resolving the abortion dispute. Several Democrats, led by Rep. Stupak, had been withholding support, saying the legislation didn’t go far enough to keep federal funds from being used to pay for abortions. They praised Mr. Obama’s executive order, while Roman Catholic bishops and other antiabortion groups said it wasn’t good enough.

While I wish the bishops were opposed on the merits of the bill, at least they stuck to their guns on abortion. What they realize and what the paper doesn’t mention is executive orders mean nothing. Obama can make an executive order, and that order can be overturned by any President including Obama at any time they choose. It will be used as a political tool, just like government funding of embryonic stem cell research and government funding of overseas abortions was. Bush made executive orders and Obama overturned them. Both appeased their base.

A large swath of the business community opposed the changes, arguing the legislation was too broad and had too many taxes. “This will make us one of the highest-taxed regions in the world, and that’s going to have an impact on the appetite for people to invest in medical innovation,” said Bill Hawkins, chief executive of Medtronic Inc., which makes medical devices. He said his company could cut at least 1,000 jobs to absorb a new 2.9% excise tax on medical-device makers.

Bye bye recovery. This is definitely going to cost jobs and economic growth. The money that would have been invested else where will now be forced into health care, where it will be lost. Health care will not be improved by the increase money flowing into it. It will just be wasted by paperwork and bureaucracy.

Insurers will see the heaviest regulations, with new rules that dictate how much they can reap in profit and whom they must cover.

So much for a free market, not that it was before.

The bulk of the legislation wouldn’t take effect until 2014. Once the tax credits and Medicaid expansion are in place, most Americans will be required to carry health insurance or pay a fee, topping out at either $695 a year or 2.5% of income.

Well, I guess I should just drop my insurance and buy it when I need it. I pay almost $500/month right now. I could just pay the government $695/year and save over $5,000/year. Don’t worry though. That $695 will quickly skyrocket once they realize it has the opposite effect of what they want. Oh, and in case you thought you still had freedom, ask yourself what happens if you don’t pay that fine. Time to go to jail for you.

Employers would have to provide affordable insurance or pay a penalty of up to $3,000 per worker. Those figures assume the Senate ultimately adopts the package of changes the House approved.

Tax increases needed to finance the program would hit a range of industries, from insurers to tanning services. Over the next decade, $108 billion in new fees will fall on insurers, drug makers and medical-device companies. Families earning more than $250,000 a year will pay a higher Medicare payroll tax, and see that tax expanded to investment income such as dividends. High-value insurance plans would be hit with a 40% tax starting in 2018.

via House Passes Historic Health Bill – WSJ.com.

So we are going to improve health care by pulling $108 billion outt of the companies who create health products. That makes sense.

Also, families making over $250k/year is where this starts. That is never where it ends. That will quickly become families making over poverty income. Ask those who thought the income tax was only going to be on the rich.

Lastly, this is just hilarious. For those of you who have too much insurance, by government standards, you are going to pay a 40% tax on your insurance. That’s brilliant. In order to make sure everyone has insurance, we’ll tax people who have a lot of insurance. How long do you think that option will be around? Man I love the government. They just take away options slowly until you are left with only one. That option is government enslavement. You either submit, or you’ll be fined. Oh that fine of $695 will quickly become much larger. They can’t leave an option that you can actually take. They will raise that $695 so high, paying it won’t be an option. What is left is submit or go to jail.

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Schools cutting back to four days

Posted by Jason | Posted in Education | Posted on 08-03-2010

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In just another example of why public education is a horrible way to educate kids, schools, with their overblown budgets, are now cutting back to four days a week.

A small but growing number of school districts across the country are moving to a four-day week, in a shift they hope will help close gaping budget holes and stave off teacher layoffs, but that critics fear could hurt students’ education.

Budget holes? There was just a recent discussion on Mises.org forums about the cost of public education, and it was actually much higher than the national average I had in my post a while back of $9,000 per student. While it seems like no one can find an actual number (go figure), the cost seems to range from $11,000 to $30,000 per student. Can you imagine what type of education the private sector could provide for that type of money. So, what does Obama say about this?

The heightened interest in an abbreviated school week comes as the Obama administration prepares to plow $4.35 billion in extra federal funds into underperforming schools. The administration has been advocating for a stronger school system in a bid to make the U.S. more academically competitive on a global basis.

Eh boy. Go figure. He’s throwing more money at it and wants a “stronger school system”. What does “stronger” even mean.  Does he want one with even less parental involvement, where the state could completely brain wash the children? Well, what do some of the local school board people say?

“We’ve repeatedly asked our residents to pay higher taxes, cut some of our staff, and we may even close one of our schools,” she said. “What else can you really do?” Despite a “lot of opposition” from parents, she said, the district is set to adopt a four-day week for next school year.

Ok, so same old same old. Higher taxes. They cut some of their staff? I am guessing they cut the staff that would annoy parents and students the most. Government, instead of looking for real ways to cut costs, only looks for ways to annoy the tax payer, so they can complain they need more money and have a sympathetic ear. Notice the first place locally to cut services is the public library. I’m sure the schools wouldn’t do that.

In the rural Peach County, Ga., district, a four-day week this school year helped school officials save more than $200,000 last semester, trimming costs for custodial and cafeteria workers and bus drivers as well as transportation expenses and utilities, said system spokeswoman Sara Mason.

“Sorry, we can’t pick your kid up for school. You’re $11,000 to $30,000 per student just isn’t cutting it.” Well, it sucks they laid off the poorer workers. Wonder if they laid off any teachers?

The district is on track to save 39 teaching positions and $400,000 by the end of the school year, helping to narrow a $1 million shortfall in the district’s $30 million annual budget.

Teachers who still work the same number of hours over four days, instead of five, generally don’t see a reduction in salary. But staff who can’t make up the lost time, such as bus drivers and cafeteria workers, are often hard-hit, losing as much as 20% of their pay.

Guess it pays to be in a powerful union. Not only was there no cut in pay, they now only have to work four days a week. It’s too bad they had to layoff the lower income folks to save the teachers. I guess there’s always welfare.

Officials in some districts say their students and teachers make good use of their day off. In Wyoming, many schools offer Friday tutoring sessions to keep students sharp, according to Dianne Frazier, an educational consultant with the state’s department of education.

via Districts Explore Shorter School Week – WSJ.com.

I bet they do make good use of their time. Teachers get to sit on the butts another day, but this time without those annoying students. Students on the other hand now have a free day, when mom and dad have to go to work.

When can we just quit with this idiotic school system that’s only function is to feed the teachers’ union more and more money by pillaging the workers of society. There is no concern for actually educating children. Anyone who doesn’t just blindly accept that our school system is to make sure all children can get an education can see it. If you looked at the performance of our schools, on practically every measure they are absolute failures.

Think about how much money is spent. For half a dozen kids, a person could start a private education business and if the cost per student was the same have revenue of $66,000 to $180,000. Of course the private sector wouldn’t stop there. They’d take on more students, and they’d capitalize on economies of scale to drop prices. Competition would drive the cost per student down substantially.

Add to that, that what we teach kids is completely useless. How many of us use even 10% of what we learned before college? I get so annoyed every night as my son spends hours doing school work. He goes to school all day, and then comes home and has at least an hour’s worth of home work every night. What really ticks me off is what the homework is. It’s things like social studies. Instead of learning history, which can actually be applied to current affairs, they waste time learning dances of another culture, a culture that he’ll probably never run into. Even if he did, wouldn’t it be better and more interesting to learn the culture in person than to waste school time learning about it? I think his time would be better spent learning reading, writing, math and history.

Of course though, the government mandates that all kids learn the curriculum set by a bunch of bureaucrats, who have a bunch of special interest groups trying to push their agenda down our kids’ throats. Do the bureaucrats care? Of course not. There is no incentive to care. They have these huge budgets and all this time to fill for students. Why not waste it on some cultural dances. Who cares if the kids can’t read or thinking logically. They made donors happy.

Well, I guess one good thing about this article is that the schools who implemented the four day week have one less day a week to make students dumber.

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Sebelius Calls A Meeting Corleone Style

Posted by Jason | Posted in Health Care | Posted on 05-03-2010

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Don Corelone called his people in for a meeting yesterday.

WASHINGTON—The government’s top health official summoned health-insurance chief executives to the White House Thursday and told them they need to disclose more data justifying sharp premium increases.

The dressing-down, part of which was televised, was part of a campaign by the White House to build support for its health overhaul as President Barack Obama presses Congress to deliver final legislation to his desk in the next few weeks.

Health and Human Services Secretary Kathleen Sebelius called five insurance company executives, including the heads of UnitedHealth Group Inc. and WellPoint Inc., to the Roosevelt Room to request explanation on the recent rate increases.

Who is Kathleen Sebelius to summon private individuals to the white house to explain why they raised their prices? It’s none of her or Obama’s business. No one is forcing people to buy their products, so if people don’t want to pay the prices, they can choose not to. Oh yeah, they will be forced to at gun point real soon.

Mr. Obama dropped by and read them a letter from a 50-year-old cancer survivor from Ohio whose premiums rose 40% this year. He told the group that such rate increases are “unjustifiable,” White House Press Secretary Robert Gibbs said.

How about we read some letters from upstanding people that the government has imprisoned or pillaged for taxes? How about the family farm that had to be sold after gramps died, because the family couldn’t afford the death tax? How about the poor child who’s trapped in crappy public education, and because of Obama they had their charter school option taken away? Maybe we should read a letter from a child, who’s mother’s body was blown to bits by a drone attack? Oh that’s right, those aren’t American children, so they don’t matter. Maybe we should read a letter from a small business owner, who couldn’t sleep for weeks over the thought of having to layoff someone who’s become like family to him (or her)?

Insurers said the drug makers, medical-device makers, hospitals and other health-care companies are driving up the underlying cost of medical care. They said that trying to lower premiums without addressing those costs was destined to fail.

“The rate is really reflective of our other parts of the health-care delivery system,” Ron Williams, chief executive of Aetna Inc., told the group at the beginning of the meeting. In an interview after the meeting, Mr. Williams said the secretary should have included representatives from those industries.

I can see it now. “Please Mr. Obama. It’s not our fault. Please don’t point the gun at us.” Truly I think the insurance companies are the root problem of health care costs, but it’s not their doing. We have decided that insurance is supposed to cover everything, and then we complain when prices skyrocket and premiums skyrocket. Government of course played started it all off with their wage caps, HMOs, mandatory coverage, tax credits to businesses for supplying insurance, medicare/medicaide, etc.

The day started with gracious exchanges followed by sharper words afterwards

Ms. Sebelius asked the companies to begin posting information online for consumers to explain how much of their revenue goes toward administrative costs, marketing and actual care, along with other details of the rate increases. She called for “greatly increased transparency about what indeed is going on.”

This could make a great movie you know? Kathleen Sebelius can be walking around the room, nonchalantly waving a gun around as she’s talking. Not really pointing it at anyone directly, but they get the point. Then she says, “OK, I’ll tell you what. (Need mob sounding accent) Here’s what I want you to do. I want you to start posting all your information online.”

Insurance company: “But that information is confidential. We already are forced to disclose financial information for the SEC. That would give too much info to our ….”

Sebelius cocking the gun and turning towards the complaining insurance executive: “I think I’m being fair here. Now, are you going to do like I ask or what?” She stares down the executive, who meekly gives a nod.

Several executives at the meeting said they didn’t immediately commit to posting the information but were open to the idea. Much of that data is already detailed in filings to state insurance regulators, though they are difficult to access. Publicly traded companies report executive compensation and national cost trends, but keep some other measures under wraps as trade secrets. “There might be more transparency out there than you might realize,” said UnitedHealth Chief Executive Stephen Hemsley.

The two sides couldn’t agree whether insurers are highly profitable or just scraping by. Industry executives rolled out data showing their average profit margin was 2.2% last year, lower than other health industries. Ms. Sebelius cited figures showing that top insurers earned a collective $12 billion in profits last year, a 56% increase from the prior year, but that didn’t account for one-time gains.

Oh my world. You mean these companies are actually trying to make money by providing a service to customers? The audacity (and not of hope). How much does the Obama administration think these guys are going to make once Sebelius and Obama turn the gun on the people and force us to become customers? At that point, the government controls both citizen and the company, so who knows really. A 2.2% profit margin is nothing to write home about. Also, considering that health care is 1/6th of our economy, earning a collective $12 billion is not a lot of money. Think about the collective money Obama and the rest of government throw around.

The health overhaul, if passed, would require most Americans to carry health coverage or face a fine, meaning insurers would get more business.

Ah Ha! That will show those evil corporations! Wait….. wait… did I miss something?

However, insurers would be required to accept all applicants, including those who are sick. And they would see tougher restrictions on premium increases, particularly through the new state-based insurance exchanges.

Doesn’t state-based insurance exchanges sound so free market? This is sort of like the guy who comes to have a meeting with Don Corleone, so he can ask to do business in the neighborhood. Of course the Don is a reasonable man. He’s not going to be unfair. The new guy can do business. He just has to pay the toll to the mob…..I mean the government.

The White House has also proposed a new federal body with power to review premium increases. But that may not end up in a final bill due to procedural regulations that might require it to be jettisoned. That would be a relief for insurance companies, who say the panel would duplicate the rate regulation they already get from individual states. “If you have the rules written in the states and the prices written in Washington, there might be a disconnect,” said Angela F. Braly, chief executive of WellPoint Inc.

via Health Secretary Sebelius Debates Rate Increases With Insurers – WSJ.com.

Don’t forget though. All this additional regulation, bureacracy, panels, etc is going to lower cost. Obama said so.

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Cybersecurity Bill To Give President More Power Over The Internet

Posted by Jason | Posted in Government, Technology | Posted on 01-03-2010

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While our government constantly preaches to the Chinese government about freedom of the internet, they are quietly attempting to get control of it themselves.

The president would have the power to safeguard essential federal and private Web resources under draft Senate cybersecurity legislation.

Federal is fine, but what gives the president power over “private Web resources”? This is how they sneak in the ability to take over the internet as a whole. Essential federal and private Web resources pretty much covers everything.

According to an aide familiar with the proposal, the bill includes a mandate for federal agencies to prepare emergency response plans in the event of a massive, nationwide cyberattack.

The president would then have the ability to initiate those network contingency plans to ensure key federal or private services did not go offline during a cyberattack of unprecedented scope, the aide said.

Does anyone have confidence that the government can even pull this off?

Their renewed focus arrives on the heels of two, high-profile cyberattacks last month: A strike on Google, believed to have originated in China, and a separate, more disjointed attack that affected thousands of businesses worldwide.

Rockefeller and Snowe’s forthcoming bill would establish a host of heretofore absent cybersecurity prevention and response measures, an aide close to the process said. The bill will “significantly [raise] the profile of cybersecurity within the federal government,” while incentivizing private companies to do the same, according to the aide.

Oh boy, any time you read “incentivizing” you can pretty much get ready to be robbed. Businesses already have incentives to guard against cyber attacks. Unlike government they are accountable to the bottom line. If the chance of an attack would cost them more than the cost of safe-guarding against an attack, they will take the actions needed. They don’t need government to stick a gun to their head forcing them to do it.

Additionally, it will “promote public awareness” of Internet security issues, while outlining key protections of Americans’ civil liberties on the Web, the aide continued.

Good luck on the civil liberties. The last thing the government cares about is civil liberties.

Privacy groups are nonetheless likely to take some umbrage at Rockefeller and Snowe’s latest effort, an early draft of which leaked late last year.

When early reports predicted the cybersecurity measure would allow the president to “declare a cybersecurity emergency,” online privacy groups said they felt that would endow the White House with overly ambiguous and far-reaching powers to regulate the Internet.

It is unclear when Rockefeller and Snowe will finish their legislation. And the ongoing debate over healthcare reform, financial regulatory reform, jobs bills and education fixes could postpone action on the floor for many months.

I’d say let’s hope it never reaches the floor, but considering the other bills before it, I’m not sure it would be much worse.

Both lawmakers heavily emphasized the need for such a bill during a Senate Commerce Committee cybersecurity hearing on Wednesday.

“Too much is at stake for us to pretend that today’s outdated cybersecurity policies are up to the task of protecting our nation and economic infrastructure,” Rockefeller said. “We have to do better and that means it will take a level of coordination and sophistication to outmatch our adversaries and minimize this enormous threat.”

via Cybersecurity bill to give president new emergency powers – The Hill’s Hillicon Valley.

The only cybersecurity policies that might be outdated are the ones guarding federal computers. That is just more proof of the idiocy of government. Private enterprises on the other hand are not outdated and the highly sensitive businesses take it upon themselves to hire the experts needed and purchase the systems needed to properly security their networks.

As far as government goes, if this truly is just to secure the federal computers under a cyberattack, why do we even need legislation? Shouldn’t the government already be taking action on their own networks through current budgets? I’m sure we don’t require separate legislation to secure our military arsenals. That security is already part of the military arsenal budget itself. Also, wouldn’t the President already have power to declare an emergency over the federal networks?

It would appear that the President and the government already have all the power that they need…well unless they want the power to take control of the entire internet. Let’s not sugar coat this as The Hill and the Senators trying to pass this bill are. The government is pushing legislation for one thing only. They are pushing it to get control over “private Web resources”, the very resources that are already secured by private businesses themselves.

The government cannot be trusted with a power like this. They want to “secure” the internet to make sure if there is ever a challenge to their power from the people, they could cut off communication between those people. It is not to protect us from the boogieman overseas as they always claim it to be. It is to prevent us from ever challenging our government.

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What’s Stopping Small Businesses And People From Pooling Health Care?

Posted by Jason | Posted in Health Care | Posted on 26-02-2010

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During the Health Care Summit yesterday, the word pooling was used a lot. Typically, it was in reference to how the government can enabled people and small businesses to setup pools to purchase health insurance. Has anyone asked what is preventing that now? The politicians act like nature itself is preventing “pooling”.

Senator Baucus: So the main point is we’re not really that far apart. We’re trying to find ways for small business to pool, small business to take advantage of competition, they shop and compare; and also some tax provisions that enable — to encourage businesses to get health insurance.

Congressman Andrews: And then the President asked the question about whether we can find agreement on pooling the purchasing power of small businesses and individuals so they can get the same deal that big companies and members of Congress get. And my friend John Kline talked about the association health plan proposal. Respectfully, John, I think that what you’re talking about with association health plans and what we’re talking about with exchanges is a semantic difference. It’s a matter of pooling the purchasing power of small businesses and individuals to get a better deal.

President Obama: I just want to point out, though, that the principle of pooling is at the center of both the Senate and the House bill.

Representative Boustany: Small business health plans is one way to really deal with this and allow for pooling.

What is preventing people and small businesses from pooling? It’s the same root problem of all our problems, GOVERNMENT. The government is the one who sets up these tyrannical rules and regulations that say what “free” people can and can’t do. They tell you how you are going to buy, what you are going to buy, how you are going to pay for it, and on and on. It is not nature, and it is not the free market.

If these geniuses want to enable people to pool, they should get the government out of health care. If pooling makes sense for people, they will do it themselves. The problem is right now they can’t because government is a pool of bad regulations and idiots with bad ideas.

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Economic Ignorance At The Health Care Summit

Posted by Jason | Posted in Health Care | Posted on 26-02-2010

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Yesterday, Obama held his health care summit with both parties. While working, I had it playing in the background. Unfortunately, I found my self laughing and yelling at the TV more often than I’d like to admit.

What the summit highlighted to me is the complete ignorance of Obama when it comes to economics. He can bring out his laundry list of sob stories, but it still doesn’t change the fundamental economics that I outlined in a previous post on root causes.

Here is a sample of Obama’s ignorance.

Tom Coburn:

“So when you break down the costs, what we know is 33 percent of the costs in health care shouldn’t be there.

And how do we go about doing that? And what are the components of that cost? And when you look at, when it’s studied, if you look at what Malcolm Sparrow from Harvard says, he says 20 percent of the cost of federal government health care is fraud. That’s his number.

If you look at Thomson Reuters, when they look at all of this, they say at least 15 percent of government-run health care is fraud.

Well, when you look at the total amount of health care that’s government run, you know, you’re talking $150 billion a year.

So tomorrow, if we got together and fixed fraud, we could cut health care 7.5 percent tomorrow for people in this country.”

“So it seems to me if cost is the number one thing that’s keeping people from getting care, then the efforts of us, as we go after cost, ought to be to go to those areas where the cost is wasted.

And there’s a philosophical difference in how we do that. One wants more government-centered approach to that. I would personally prefer a more patient-centered, market-orient approach to that. But nevertheless, there’s where we can come together, just on those two areas, where we could cut costs 15 percent tomorrow. And that’s for everybody in the country.

What would — what would happen to access in this country if tomorrow everybody’s health care costs went down 15 percent? Access would markedly increase.”

Obama:

“So that’s an example of where we agree. We want to eliminate fraud and abuse within the government systems.

Let’s recognize, though, that those savings in the government systems, which will help taxpayers and allow us to do more, doesn’t account for the rising costs in the private marketplace.”

via Sen. Tom Coburn discusses cost containment at the White House health summit – washingtonpost.com.

Can you believe how ignorant Obama is about markets and the economy? I guess based on his performance so far, you are probably can.  Coburn explains that based on the best case numbers 15% of all government spending is waste. The government accounts for 50% of all heath care spending already, so that 15% would count for 7.5% of all health care spending. Obama seems to think that there are two separate and unrelated markets and says that explains rising government costs but not the private sector costs. WHAT? Are you serious Mr. President?

This would be like dividing up a bathtub into half private and half government with the faucet on the governments side. When the tub starts overflowing, Obama would say, “Well the faucet explains why the government side is overflowing, but that doesn’t explain why the private side is as well.”

There is one health care market. It doesn’t matter where the money comes from. If more money is thrown at the same resources, prices go up. What Coburn is saying is you have 15% of all the government’s money as waste thrown into the market which is chasing the same resources as the private sector. That is one of the reasons costs are going up on both sides.

This one statement should highlight why government involvement in anything is a complete disaster. They have absolutely no concept of economics or reality for that matter. Democrats want to legislate based on feelings and wishes. Well, I may wish everyone was a millionaire, but that doesn’t mean it’s good policy. It doesn’t matter how many stories I tell about poor people.

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Blowback In The Making

Posted by Jason | Posted in Foreign Policy | Posted on 25-02-2010

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The Wall Street Journal had an article this morning about the US trying to remain “neutral” by selling weapons to both India and Pakistan. Did we claim to be neutral by selling weapons to both sides in WWII? Seems to me selling weapons to both sides will eventually have both sides blaming you in the event of a war.

The Obama administration is sharply expanding American weapons transfers to both India and Pakistan, longtime rivals about to sit down for peace talks Thursday.

Ah, our Nobel Peace prize winner. I’m so proud he won that with all his hard work promoting peace….well except for the dropping bombs in Yemen and Pakistan where we haven’t declared war. Oh, and instigating tensions with both Japan and China…..oh, and ratcheting up the war talk with Iran… oh, and now selling weapons of mass destruction to Pakistan and India.

The U.S. has sought to remain neutral in the thorny relationship between the nuclear-armed neighbors. But Washington hasn’t been shy about pursuing weapons deals in the region, which officials say will lead to closer ties with each country while creating new opportunities for American defense firms.

I am sure glad we have a government more concerned with “creating new opportunities for American defense firms” than with the long term peace with both nations, in other words by really remaining neutral. I have no problem with private businesses selling them weapons, but the problem comes in when our government is used as their sales force.

The U.S. has made billions of dollars in weapons deals with India, which is in the midst of a five-year, $50 billion push to modernize its military.

At the same time, American military aid to Pakistan stands to nearly double next year, allowing Islamabad to acquire more U.S.-made helicopters, night-vision goggles and other military equipment. The aid has made it easier for Pakistan to ramp up its fight against militants on the Afghan border, as the U.S. tries to convince Islamabad that its biggest security threat is within the country, not in India.

During a late January trip to Islamabad, Defense Secretary Robert Gates said the U.S. would for the first time give Pakistan a dozen surveillance drones, a longstanding Pakistani request.

OK kids, this is where you have to really read between the lines. Apparently, the Wall Street Journal doesn’t know what “aid” means. What this should have said is the US government is stealing the wealth of it’s own citizens at gun point. Then they are taking that money to give to defense contractors, who then give their products to Pakistan. Then Pakistan will use those products to kill their own people.

So, riddle me this Batman. If you are a Pakistani, and your family members get killed by a drone or some other weapon that was bought and paid for by the US government, ultimately the US tax payer, who are you going to blame? While it might be the Pakistan government that carried out the killing, who is their supplier? This is major blowback in the making.

Also, do you think for a second that the Pakistan government is ever going to say, “Hey, we don’t need your money anymore America. We killed all the terrorists. Thank you.”? No, we are paying them to wage war on terrorism. Their incentive is to never have that war end, for when it does, their hand out ends.

Washington’s relationships with the two nations are very different. India, which is wealthier and larger than its neighbor, pays for weapons purchases with its own funds. Pakistan, by contrast, uses American grants to fund most of its arms purchases. A new U.S. counterinsurgency assistance fund for Pakistan is slated to increase from $700 million in fiscal year 2010 to $1.2 billion in fiscal year 2011.

“We do straight commercial deals with India, while Pakistan effectively uses the money we give them to buy our equipment,” said a U.S. official who works with the two countries. “But we think that’s ultimately in our national interest because it makes the Pakistanis more capable of dealing with their homegrown terrorists.”

Ring-a-ling, ring-a-ling, ring-a-ling. The bells are going off. This came pretty close to the truth. “Pakistan effectively uses the money we give them (that we stole from our citizens) to buy our equipment (to give to our buddies in the defense industry).”

The country is preparing its military to deal with multiple potential threats, including conflict with Pakistan. Tensions have recently flared between India and China over territorial claims along their border. China defeated India in a short war in 1962.

OK, here’s another fight we are picking with China.

“For 2010 and 2011, India could well be the most important market in the world for defense contractors looking to make foreign military sales,” said Tom Captain, the vice chairman of Deloitte LLP’s aerospace and defense practice.

Russia has been India’s main source of military hardware for decades, supplying about 70% of equipment now in use. Moscow is working to keep that position, with talks ongoing to sell India 29 MiG-29K carrier-borne jet fighters, according to an Indian Defense Ministry spokesman.

The Obama administration is trying to persuade New Delhi to buy American jet fighters instead, a shift White House officials say would lead to closer military and political relations between India and the U.S. It would also be a bonanza for U.S. defense contractors, and has dispatched senior officials such as Mr. Gates to New Delhi to deliver the message that Washington hopes India will choose American defense firms for major purchases in the years ahead.

Still in the pipeline is India’s planned $10 billion purchase of 126 multirole combat aircraft for its air force. U.S. firms Boeing and Lockheed Martin Corp. are vying with Russia and European companies for that deal, which would be a near-record foreign sale for the firms. An agreement last summer allowing the U.S. to monitor the end-use of arms it sells to India is expected to facilitate such deals.

“That’s the biggest deal in the world right now,” said Mr. Captain. “If it goes to an American firm, that would be the final nail in the coffin in terms of India shifting its allegiance from Russia to the U.S.”

Picking another fight with Russia. Is it any wonder why so many people in the world hate our Government? We are trying to be strategic by sticking our finger in the eye of Russia, China, Japan, India and Pakistan, and this is just one article. Do some research on South America, but hey, I’m sure glad Obama won that peace prize.

via U.S. Sells Arms to South Asian Rivals – WSJ.com.

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Obama, Our Fascist in Chief

Posted by Jason | Posted in Health Care | Posted on 22-02-2010

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You seriously have to laugh at the idiocy of our government officials. They simultaneously do things that drive up costs at the same time they try to cap costs. It’s like trying to squeeze the air out of one end of a balloon at the same time trying to keep it from going to the other end.

Seeking to revive his stalled health-care legislation, President Barack Obama is proposing a new idea to address health costs, giving the federal government authority to block insurers from making premium rate increases.

Sorry, one second. I’ll be right back…………

Ok, I didn’t think so. I was looking to see where in the Constitution it says the Federal government has any power to block private enterprises from raising their prices. Competition will prevent private enterprise from raising their prices above market prices. Oh, that’s right our government prevents competition between states.

The move raises the ante after two weeks of presidential bashing of rate increases including WellPoint Inc.’s decision to raise premiums for some California customers by as much as 39%. WellPoint has defended its price increase as unavoidable in light of rising health costs.

While I would hate to sound like a conspiracy nut, this huge rate hike sure comes at an opportune time for ObamaCare. I mean, if I wanted to help out Obama, I would probably do just this. This would make people just mad enough to say “Screw it. Let the government take over the industry. How can they justify a 39% increase.”

Meanwhile, once the health care theft bill is passed, the insurance companies have a huge increase of new customers who have no choice but to buy their crappy products. After all, the customers has a gun pointed at them.

Private insurance companies are now regulated by the states, which review proposed rate increases. Under the Obama proposal, the federal Department of Health and Human Services would gain the power to review and block premium increases.

via Obama in New Health Push to Block Insurers From Raising Premiums – WSJ.com.

Wow, I didn’t realize there was no federal regulation of the insurance industry. The Wall Street Journal really did break news this morning. Can we confirm this and burn all the papers in the federal registry?

States, like the rest of our government idiots, do tell insurance companies they have to provide coverage for all kinds of medical conditions even when the customer doesn’t want or need it. This does not help consumer. They are not getting something for nothing just because state governments tell insurance companies they have to provide certain coverages. The customer still has to pay for services they never wanted and do not need.

Then in order to make sure the citizen can’t avoid the idiotic ideas of their local states, the federal government steps in and makes sure you are trapped. They make sure you cannot buy insurance from across state lines. This is no different than how they trap us into the expensive drug market we have here in the US. Because we aren’t allowed to buy drugs from across the border, drug companies can charge whatever they want.

After all this anti-free market, anti-consumer, anti-freedom idiocy is put into place, you get demagogues like Obama saying the free market has failed. He must step in. The government must have the power to take over the private sector in order to save us. Meanwhile, the only saving we need is from our fascist government.

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